e+Card

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e+Card is Card Management System. e+Card is covering complete payment card lifecycle including card application processing, risk management, accounts creation and maintenenace. e+Card is a business rule driven end-to-end solution for payment cards, supporting all aspects of online authorizations and message switching, merchant acquiring, card issuing and domestic and international clearing.

e+Card takes full advantages of opportunities within Smart Cards, eCommerce, mCommerce System, Business-to-Business and Consumer Services.

This product offers improved customer service capability to banks, service providers as well as other financial organizations by allowing direct on-line cardholder or merchant access to card related financial information. Up to date balance or transaction data via Internet and Intranet is now possible. e+Card also includes on-line capability for card issuers and acquirers to enter applications at central or branch locations.

Taking full advantage of new technology to serve banking customers in a convenient and professional manner, ePlus Systems has recently released a new mCommerce System module. The new module offers cardholders easy access to personal information such as credit limits, authorizations, available balances, bonus points and latest transactions.

  

Service End Users

Anyhow, end users of e+Card Service advantage are users of bank services and services of other financial organizations having need to realize financial transac­tions and data verification in a completely safe, practical and efficient way based on the personalized authorization of the client's access.

End Users' Need

There is increasing need to protect busi­ness information, accounts and financial transactions in the contemporary life and business.

On the other hand, in the conditions of increasingly more dynamic everyday life, personal verification for access authoriza­tion to financial information and transac­tions certainly takes too much time...

 

Satisfaction of End Users' Need

 

e+Card Service is a solution for all payment systems supporting all aspects of:

- online authorization,

-  exchange of messages on financial trans­actions,

- issue of cards,

- business demands,

- domestic and international incoming and outgoing payments.

 

e+Card Service enables using all advan­tages and possibilities of:

- Smart-cards,

- Electronic operations,

- mCommerce system,

- Business-to-Business operations,

- Rendering services to customers.

 

Advantages offered by  e+Card Service

Unlike other banks, your users are provided with modern, safe and efficient payment and constantly updated bank account information.

Related to the banks having similar services, you are able to offer service of equal or higher quality under more economical conditions.

Software also performs statistical monitor­ing by all real time parameters, as well as the immediate automatic generation of the statistical report by any of the relevant parameters. In this way, management representatives can have direct and imme­diate insight into constantly updated and precisely differentiated statistics: whether exact time interval, particular user, type of demand forwarded to software, individual operation type, financial realization or any other basis are in question, each person­ally authorized management representa­tive may any time require statistical report by each of the important parameters being of his interest at that moment, updated as of the moment when generation and obtaining of the statistical report have been demanded.

Software enables each management representative, upon assigned code verifi­cation, to obtain statistical reports from any place in the world, 24 hours a day, either via Intranet from local network server or via Internet.

The possibility of access to absolutely updated statistical report enables the management representatives to mak their own business decisions any time and anywhere based on the completely verified operating information including time interval as of the very moment of demanding the statistical report.