Overview

e+FrontEnd® is financial transaction processing platform. It is is high volume, mission critical, clustered transaction processing system for financial transactions initiated from: eftPOS terminals, ATM terminals, WEB, desktop PC terminals and mobile phones.

e+FrontEnd® is based on industry standards in payment industry and financial transaction processing.

aPlusFrontEnd statistics

Features

Banks and Service Providers have unique opportunity to offer to the market fast, scalable and reliable financial transaction processing system. Basic licence e+FrontEnd supports eVoucher , eTopup and payment card/loyalty cards services for up to 5,000 points of sell and up to 5 mobile operators and financial institutions with throughout of 50,000 transactions in peak hour. Merchant or merchant networks can join to the system by signing contract with Bank or service provider. Every merchant can login on the eplusFrontEnd online portal and monitor behavior of his network such as number of transactions, limits etc.

Benefits to users

End user buys a eTopup/eVoucher service at one of locations that participate in the topup program (e.g., banks branch, hotel, tourist bureau or a store). Alternatively, the purchaser may buy service online through Internet WEB site of Service provider or on any other affiliate web site.

For loyalty card services end user will provide card to the merchant acceptor and pay goods and services under rules defined by card issuer.

Loyalty card schema are supported by eplusFrontEnd. eplusFrontEnd provides turn key solution including application forms, card data creation, issuing procedures, accounts maintenance, acquiring services on eftPos and ATM terminals.

Systems Architecture

ePlus Systems Front End is a system for Automated Sale and Payment collection, which in a secure and comfortable manner performs real time authorizations of transactions made via the ATM, eftPOS terminal, Internet and/or Mobile phone in order to recharge the purchaser's mobile account.

e+frontEnd consists of several subsystems:

  • eftPOS module
  • mPOS module
  • atmGW module
  • mobileGW module
  • httpGW module
  • smppGW module
  • dbConnect module
  • smtpGW module
  • clusterNODE module
  • secureNODE module
  • tmsNODE module

Business model

Depending on the Client eplusFrontEnd license can be issued/sold or Client can choose between available profit share options.